My clinical fees are based on the type and length of the therapy session and are billed at the time of service. Clients keep a credit card on file and it is automatically charged once sessions are completed. Cancellation fees apply for sessions canceled with less than 48-hours’ notice.
I am considered an “out-of-network” provider for all insurance plans.
Clients are responsible for paying the full fee for each of their therapy sessions upon completion. At the end of each month, superbills are generated which contain all of the coding and necessary data needed to submit claims to insurance companies for reimbursement. Clients access these superbills through my secure, online client portal. Depending on their insurance plans, clients typically are reimbursed a percentage of their upfront payments, which helps to offset the out-of-pocket cost of therapy.
To find out more about your network coverage, you can follow these steps:
Call your insurance provider at the number listed on the back of your insurance card.
Ask your provider what percentage is covered for “out-of-network” or “non-participating providers.”
Ask your provider what the “maximum allowed amount” is per session (this is sometimes referred to as “reasonable and customary fees”) for zip code 20815 for a licensed clinical social worker (LCSW-C).
If they ask, the CPT/procedure code is 90837 for 60 minutes of individual psychotherapy and 90847 for couples/family psychotherapy.
Ask your provider if you have a deductible for an out-of-network provider and how much it is.